Totally “You”-nique Wealth Strategies provides quality products and services to meet the multiple financial needs of our individual and business customers in markets serving NY, DC, FL, GA, MD, MI, NC, and OH. We offer customized solutions to meet the client’s individual needs by pairing Life Insurance, Annuities, IRA Rollovers, and Pension Strategies.
Life insurance forms the cornerstone of any robust financial plan, safeguarding not only your life but also the well-being of those you hold dear. Certain life insurance offerings have the potential to accrue cash value, yield dividends, and offer living benefits, ensuring comprehensive protection throughout your lifetime.
For those who have reached the contribution limits of an IRA or 401(k), an annuity might be a suitable option. The tax-deferred growth offered by an annuity can play a crucial role in augmenting and safeguarding your savings. Notably, it stands out as the sole investment vehicle that assures a guaranteed income that is immune to outliving.
IRA Rollovers/ Pension Strategies
An Individual Retirement Account (IRA) is a tax-advantaged investment account designed to help individuals save for retirement. IRAs are established by individuals, not employers, and offer various tax benefits depending on the type of IRA.
An IRA rollover is a process where funds from one Individual Retirement Account (IRA) are transferred to another IRA or a different retirement account. This movement of funds is typically done without triggering taxes or penalties, provided the rollover is completed within certain timeframes and meets specific criteria.
Contact us at 585-454-9827 for your customized financial solution.